@font-face {
  font-family: 'Font Awesome 6 Brands';
  font-style: normal;
  font-weight: 400;
  font-display: block;
  src: url('https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.5.2/webfonts/fa-brands-400.woff2') format('woff2');
}
.fa-brands {
  font-family: 'Font Awesome 6 Brands';
  font-weight: 400;
  font-style: normal;
  line-height: 1;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
.fa-facebook-f::before { content: '\f39e'; }
.fa-instagram::before { content: '\f16d'; }
.fa-youtube::before { content: '\f167'; }
.fa-tiktok::before { content: '\e07b'; }
.fa-whatsapp::before { content: '\f232'; }

@font-face {
  font-family: 'Font Awesome 6 Free';
  font-style: normal;
  font-weight: 900;
  font-display: block;
  src: url('https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.5.2/webfonts/fa-solid-900.woff2') format('woff2');
}
.fa-solid {
  font-family: 'Font Awesome 6 Free';
  font-weight: 900;
  font-style: normal;
  line-height: 1;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
.fa-envelope::before { content: '\f0e0'; }
.fa-clock::before { content: '\f017'; }
.fa-shield-halved::before { content: '\f3ed'; }
.fa-file-lines::before { content: '\f15c'; }
.fa-user-check::before { content: '\f4fc'; }
.fa-credit-card::before { content: '\f09d'; }
.fa-check::before { content: '\f00c'; }
.fa-xmark::before { content: '\f00d'; }
.fa-circle-check::before { content: '\f058'; }

.quees-feat-icon i { font-size: 18px; color: var(--accent); }
.contacto-det-icon i { font-size: 22px; color: var(--accent); }
.beneficio-icon i { font-size: 24px; color: var(--lilac-light); }
.hr-asesores-badge i { font-size: 16px; color: var(--lilac-light); }
.feat-check i { font-size: 9px; color: var(--accent); }
.poliza-card.featured .feat-check i { color: var(--lilac-light); }

.hr-page *, .hr-page *::before, .hr-page *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* SCROLL REVEAL */
.hr-reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.hr-reveal.hr-visible {
  opacity: 1;
  transform: translateY(0);
}
.hr-reveal-delay-1 { transition-delay: 0.1s; }
.hr-reveal-delay-2 { transition-delay: 0.2s; }
.hr-reveal-delay-3 { transition-delay: 0.3s; }
.hr-reveal-delay-4 { transition-delay: 0.4s; }

:root {
  --navy: #0D1B3E;
  --navy-mid: #1A2D5A;
  --navy-light: #2A4080;
  --lilac: #8B7BB8;
  --lilac-light: #B8ADDA;
  --lilac-pale: #EDE9F6;
  --lilac-soft: #F5F2FB;
  --accent: #6B5FA6;
  --accent-bright: #9B8FD4;
  --white: #FFFFFF;
  --cream: #FAF9FD;
  --text-dark: #0D1B3E;
  --text-mid: #3D4B6E;
  --text-muted: #7A85A3;
  --border: #DDD8EE;
  --radius: 16px;
  --radius-sm: 8px;
  --ff-display: 'Fraunces', Georgia, serif;
  --ff-body: 'DM Sans', system-ui, sans-serif;
}

html { scroll-behavior: smooth; }

.hr-page {
  font-family: var(--ff-body);
  color: var(--text-dark);
  background: var(--cream);
  line-height: 1.6;
  font-size: 20px;
  overflow-x: hidden;
}

/* NAV */
.hr-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(8px);
  padding: 0 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  border-bottom: 1px solid rgba(13,27,62,0.1);
  box-shadow: 0 1px 12px rgba(13,27,62,0.06);
}
.hr-nav-logo {
  text-decoration: none;
  display: flex;
  align-items: center;
}
.hr-nav-logo-img {
  height: 60px;
  width: auto;
  display: block;
  border-radius: 12px;
}
.hr-nav-links {
  display: flex;
  gap: 28px;
  list-style: none;
}
.hr-nav-links a {
  color: rgba(13,27,62,0.72);
  text-decoration: none;
  font-size: 20px;
  font-weight: 500;
  transition: color 0.2s;
}
.hr-nav-links a:hover { color: var(--lilac); }
.hr-nav-cta {
  background: var(--lilac);
  color: var(--white);
  border: none;
  padding: 9px 20px;
  border-radius: 50px;
  font-size: 20px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.2s;
  font-family: var(--ff-body);
}
.hr-nav-cta:hover { background: var(--accent); }
.hr-nav-actions {
  display: flex;
  align-items: center;
  gap: 8px;
}

/* HAMBURGER */
.hr-nav-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 6px;
  flex-shrink: 0;
}
.hr-nav-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.25s, opacity 0.25s;
}
.hr-nav-hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hr-nav-hamburger.active span:nth-child(2) { opacity: 0; }
.hr-nav-hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* MOBILE MENU */
.hr-nav-mobile {
  display: none;
  position: fixed;
  top: 64px;
  left: 0;
  right: 0;
  z-index: 99;
  background: var(--navy);
  border-bottom: 1px solid rgba(139,123,184,0.3);
  transform: translateY(-110%);
  transition: transform 0.28s ease;
}
.hr-nav-mobile.open { transform: translateY(0); }
.hr-nav-mobile ul { list-style: none; padding: 8px 5% 20px; }
.hr-nav-mobile ul li a {
  display: block;
  padding: 14px 0;
  color: rgba(255,255,255,0.85);
  text-decoration: none;
  font-size: 20px;
  font-family: var(--ff-body);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  transition: color 0.2s;
}
.hr-nav-mobile ul li a:hover { color: var(--lilac-light); }
.hr-nav-mobile-cta {
  margin-top: 8px;
  color: var(--lilac-light) !important;
  font-weight: 600 !important;
  border-bottom: none !important;
}

/* HERO */
@keyframes hrFadeUp {
  from { opacity: 0; transform: translateY(22px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes binaryRain {
  from { background-position: 0 0; }
  to { background-position: 0 160px; }
}

.hr-hero {
  background: var(--lilac);
  background-image:
    radial-gradient(ellipse 70% 80% at 8% 55%,  rgba(255,255,255,0.22) 0%, transparent 100%),
    radial-gradient(ellipse 55% 65% at 90% -5%,  rgba(65,50,110,0.55)  0%, transparent 100%),
    radial-gradient(ellipse 50% 55% at 55% 115%, rgba(13,27,62,0.18)   0%, transparent 100%);
  position: relative;
  padding: 88px 5% 0;
  display: grid;
  grid-template-columns: 55fr 45fr;
  gap: 40px;
  align-items: center;
  min-height: 590px;
  position: relative;
  overflow: hidden;
}

.hr-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,0.16) 1px, transparent 1px);
  background-size: 28px 28px;
  pointer-events: none;
  mask-image: radial-gradient(ellipse 90% 85% at 50% 40%, black 20%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 90% 85% at 50% 40%, black 20%, transparent 100%);
}

.hr-hero::after {
  content: '';
  position: absolute;
  bottom: -160px; right: -120px;
  width: 380px; height: 380px;
  border-radius: 50%;
  border: 1.5px solid rgba(255,255,255,0.12);
  pointer-events: none;
  box-shadow: inset 0 0 60px rgba(255,255,255,0.04);
}

.hr-hero-text {
  padding-bottom: 64px;
  position: relative;
  z-index: 1;
}

.hr-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.32);
  color: var(--white);
  font-size: 14px;
  font-weight: 800;
  padding: 6px 16px 6px 10px;
  border-radius: 50px;
  margin-bottom: 28px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  backdrop-filter: blur(6px);
  animation: hrFadeUp 0.55s ease both 0.05s;
  max-width: 100%;
}
.hr-hero-badge::before {
  content: '';
  width: 7px; height: 7px;
  border-radius: 50%;
  background: rgba(255,255,255,0.95);
  box-shadow: 0 0 0 0 rgba(255,255,255,0.6);
  animation: badgePulse 2.4s ease-in-out infinite 0.8s;
  flex-shrink: 0;
}
@keyframes badgePulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(255,255,255,0.6); }
  50%       { box-shadow: 0 0 0 5px rgba(255,255,255,0); }
}

.hr-hero h1 {
  font-family: var(--ff-display);
  font-size: clamp(22px, 2.6vw, 34px);
  font-weight: 600;
  color: var(--white);
  line-height: 1.55;
  margin-bottom: 24px;
  text-align: justify;
  animation: hrFadeUp 0.55s ease both 0.15s;
}
.hr-hero h1 em {
  font-style: italic;
  color: var(--white);
  background: rgba(13,27,62,0.3);
  padding: 2px 8px;
  border-radius: 6px;
  -webkit-box-decoration-break: clone;
  box-decoration-break: clone;
}

.hr-hero-pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 28px;
  animation: hrFadeUp 0.55s ease both 0.15s;
}
.hr-hero-pillar {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 14px;
  padding: 16px 14px;
  text-align: center;
  backdrop-filter: blur(6px);
  transition: background 0.2s, transform 0.2s;
}
.hr-hero-pillar:hover {
  background: rgba(255,255,255,0.2);
  transform: translateY(-2px);
}
.hr-hero-pillar-icon {
  font-size: 26px;
  margin-bottom: 8px;
  line-height: 1;
}
.hr-hero-pillar-title {
  font-family: var(--ff-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 4px;
  line-height: 1.3;
}
.hr-hero-pillar-desc {
  font-size: 12px;
  color: rgba(255,255,255,0.65);
  line-height: 1.4;
}
.hr-hero-sub {
  color: rgba(255,255,255,0.82);
  font-size: 20px;
  line-height: 1.7;
  margin-bottom: 40px;
  text-align: justify;
  animation: hrFadeUp 0.55s ease both 0.32s;
}

.hr-hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  animation: hrFadeUp 0.55s ease both 0.35s;
}

.btn-primary {
  background: var(--lilac);
  color: var(--white);
  border: none;
  padding: 13px 28px;
  border-radius: 50px;
  font-size: 20px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.2s, transform 0.18s, box-shadow 0.2s;
  font-family: var(--ff-body);
  display: inline-block;
}
.btn-primary:hover { background: var(--accent); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(107,95,166,0.35); }

.hr-hero .btn-primary {
  background: var(--white);
  color: var(--navy);
  font-weight: 600;
  box-shadow: 0 4px 20px rgba(13,27,62,0.22), 0 1px 4px rgba(13,27,62,0.12);
}
.hr-hero .btn-primary:hover {
  background: var(--lilac-pale);
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(13,27,62,0.28);
}

.btn-ghost {
  background: rgba(255,255,255,0.1);
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.42);
  padding: 13px 28px;
  border-radius: 50px;
  font-size: 20px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  transition: border-color 0.2s, background 0.2s, transform 0.18s;
  font-family: var(--ff-body);
  display: inline-block;
  backdrop-filter: blur(6px);
}
.btn-ghost:hover {
  border-color: rgba(255,255,255,0.75);
  background: rgba(255,255,255,0.18);
  transform: translateY(-2px);
}

.hr-hero-stats {
  display: flex;
  gap: 12px;
  margin-top: 52px;
  animation: hrFadeUp 0.55s ease both 0.45s;
}
.hero-stat {
  flex: 1;
  min-width: 0;
  background: rgba(255,255,255,0.13);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 16px;
  padding: 16px 18px 14px;
  backdrop-filter: blur(8px);
  transition: background 0.2s, transform 0.2s;
}
.hero-stat:hover {
  background: rgba(255,255,255,0.2);
  transform: translateY(-2px);
}
.hero-stat-num {
  font-family: var(--ff-display);
  font-size: 26px;
  font-weight: 600;
  color: var(--white);
  line-height: 1;
}
.hero-stat-lbl {
  font-size: 15px;
  color: rgba(255,255,255,0.80);
  margin-top: 5px;
  letter-spacing: 0.03em;
}

.hr-hero-ilus {
  align-self: center;
  margin-top: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 100%;
  width: 100%;
  overflow: hidden;
  position: relative;
  z-index: 1;
  animation: hrFadeUp 0.7s ease both 0.2s;
}
.hr-hero-ilus::before {
  content: '';
  position: absolute;
  inset: -24% -28%;
  z-index: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='160' viewBox='0 0 180 160'%3E%3Cstyle%3Etext%7Bfont-family:monospace;font-size:16px;font-weight:700;fill:%23fff;opacity:.22%7D%3C/style%3E%3Ctext x='0' y='16'%3E0101 1010 0011%3C/text%3E%3Ctext x='6' y='38'%3E1100 0110 1001%3C/text%3E%3Ctext x='-4' y='60'%3E0011 0101 1100%3C/text%3E%3Ctext x='10' y='82'%3E1001 0110 0010%3C/text%3E%3Ctext x='0' y='104'%3E0110 1101 0101%3C/text%3E%3Ctext x='12' y='126'%3E1010 0011 1001%3C/text%3E%3Ctext x='4' y='148'%3E0101 1100 0110%3C/text%3E%3C/svg%3E");
  background-size: 180px 160px;
  background-repeat: repeat;
  pointer-events: none;
  opacity: 0.85;
  mask-image: linear-gradient(90deg, transparent 0%, black 6%, black 96%, transparent 100%);
  -webkit-mask-image: linear-gradient(90deg, transparent 0%, black 6%, black 96%, transparent 100%);
  animation: binaryRain 16s linear infinite;
}
.hr-hero-ilus::after {
  content: '';
  position: absolute;
  inset: 0 -8%;
  z-index: 0;
  background: radial-gradient(ellipse 74% 68% at 55% 52%, rgba(255,255,255,0.13), rgba(184,173,218,0.09) 44%, transparent 78%);
  pointer-events: none;
}
.hr-hero-img {
  width: min(680px, 110%);
  max-height: 560px;
  height: auto;
  display: block;
  object-fit: contain;
  position: relative;
  z-index: 1;
}
.hr-hero-logo-wrap {
  position: absolute;
  top: 88px;
  right: 5%;
  z-index: 2;
  pointer-events: none;
}
.hr-hero-logo {
  width: 185px;
  display: block;
  filter: drop-shadow(0 4px 16px rgba(0,0,0,0.18));
}

/* ASESORES */
.hr-asesores {
  background: var(--navy);
  background-image:
    radial-gradient(ellipse 60% 80% at 10% 50%, rgba(139,123,184,0.18) 0%, transparent 100%),
    radial-gradient(ellipse 55% 65% at 90% 50%, rgba(42,64,128,0.45) 0%, transparent 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.hr-asesores::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 28px 28px;
  pointer-events: none;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 20%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 20%, transparent 100%);
}
.hr-asesores-inner {
  max-width: 900px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.hr-asesores-title {
  font-size: clamp(28px, 3.5vw, 44px);
  margin-bottom: 20px;
}
.hr-asesores-sub {
  font-size: 20px;
  color: rgba(255,255,255,0.55);
  font-style: italic;
  margin-bottom: 20px;
  line-height: 1.6;
}
.hr-asesores-desc {
  font-size: 20px;
  color: rgba(255,255,255,0.7);
  line-height: 1.8;
  margin-bottom: 40px;
  text-align: justify;
}
.hr-asesores-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(139,123,184,0.18);
  border: 1px solid rgba(139,123,184,0.5);
  color: var(--lilac-light);
  font-size: 20px;
  font-weight: 500;
  padding: 12px 28px;
  border-radius: 50px;
  backdrop-filter: blur(8px);
}

/* PROPIETARIOS */
.hr-propietarios-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.hr-propietarios .section-title { margin-bottom: 20px; }
.hr-propietarios .section-desc { margin-bottom: 32px; max-width: 100%; }
.hr-propietarios-desc { max-width: 100%; text-align: justify; }
.hr-propietarios .section-title { text-align: justify; }
.hr-prop-etapa { text-align: left; }
.hr-propietarios-etapas {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.hr-prop-etapa {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 1 auto;
  font-size: 16px;
  gap: 8px;
  background: var(--lilac-pale);
  border: 1px solid var(--border);
  color: var(--accent);
  font-weight: 500;
  padding: 10px 16px;
  border-radius: 50px;
}
.hr-prop-etapa::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--lilac);
  flex-shrink: 0;
}
.hr-propietarios-visual {
  display: flex;
  justify-content: center;
  align-items: center;
  align-self: center;
}
.hr-propietarios-img {
  width: min(500px, 100%);
  height: auto;
  display: block;
}
@media (max-width: 900px) {
  .hr-propietarios-inner { grid-template-columns: 1fr; gap: 32px; }
  .hr-propietarios-visual { display: none; }
}

/* NOSOTROS */
.hr-nosotros {
  background: var(--lilac-soft);
}
.hr-nosotros-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 56px;
}
.hr-nosotros-intro {
  font-size: 20px;
  color: var(--text-mid);
  line-height: 1.75;
  margin-top: 16px;
  text-align: justify;
}
.hr-nosotros-body {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}
.hr-nosotros-col {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.hr-nosotros-mision,
.hr-nosotros-dif {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  height: 100%;
}
.hr-nosotros-mision-label,
.hr-nosotros-dif-label {
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--lilac);
  margin-bottom: 14px;
}
.hr-nosotros-mision p {
  font-size: 20px;
  color: var(--text-mid);
  line-height: 1.8;
  text-align: justify;
}
.hr-nosotros-dif-desc {
  font-size: 20px;
  color: var(--text-mid);
  margin-bottom: 20px;
  line-height: 1.6;
  text-align: justify;
}
.hr-nosotros-servicios {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 24px;
}
.hr-nosotros-srv {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--text-mid);
  font-size: 16px;
  font-weight: 500;
  line-height: 1.45;
}
.hr-nosotros-srv .feat-check { margin-top: 3px; }
.hr-nosotros-srv-wide { grid-column: 1 / -1; }
@media (max-width: 900px) {
  .hr-nosotros-body { grid-template-columns: 1fr; }
  .hr-nosotros-servicios { grid-template-columns: 1fr; }
}

/* SECTION COMMON */
.hr-section { padding: 80px 5%; }
.hr-section-alt { background: var(--lilac-soft); }
.hr-section-dark { background: var(--navy); }
.section-eyebrow {
  font-size: 20px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--lilac);
  margin-bottom: 12px;
}
.section-eyebrow-light { color: var(--lilac-light); }
.section-title {
  font-family: var(--ff-display);
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 16px;
}
.section-title-light { color: var(--white); }
.section-desc {
  font-size: 20px;
  color: var(--text-mid);
  max-width: 560px;
  line-height: 1.7;
}
.section-desc-light { color: rgba(255,255,255,0.65); }

.quees-desc { max-width: 100%; text-align: justify; }

/* QUE ES */
.hr-quees {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: stretch;
}
.hr-quees-left { display: flex; flex-direction: column; }
.hr-quees-right {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 28px;
  align-self: stretch;
}
.hr-quees-ilus {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  flex: 1;
}
.hr-quees-img {
  width: min(720px, 112%);
  max-height: 760px;
  height: auto;
  display: block;
  object-fit: contain;
}
.hr-quees-pullquote {
  padding: 0;
}
.hr-quees-pullquote p {
  font-family: var(--ff-display);
  font-size: clamp(22px, 2.4vw, 32px);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.4;
  font-style: italic;
  text-align: justify;
}
.quees-features { margin-top: 32px; display: flex; flex-direction: column; gap: 16px; }
.quees-feat {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 16px;
  background: var(--white);
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
}
.quees-feat-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--lilac-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.quees-feat-title { font-size: 20px; font-weight: 500; color: var(--navy); margin-bottom: 2px; text-align: justify; }
.quees-feat-desc { font-size: 20px; color: var(--text-muted); line-height: 1.5; text-align: justify; }

/* POLIZAS */
.polizas-header {
  text-align: center;
  max-width: 900px;
  margin: 0 auto 48px;
}
.polizas-desc {
  max-width: 100%;
  text-align: justify;
}
.polizas-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 48px;
}
.poliza-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 28px;
  position: relative;
  transition: transform 0.2s, box-shadow 0.2s;
}
.poliza-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(13,27,62,0.1); }
.poliza-card.featured {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}
.poliza-feat-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--lilac);
  color: var(--white);
  font-size: 14px;
  font-weight: 500;
  padding: 4px 16px;
  border-radius: 50px;
  white-space: nowrap;
  letter-spacing: 0.04em;
}
.section-title-center { text-align: center !important; }
.poliza-name {
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--lilac);
  margin-bottom: 8px;
}
.poliza-card.featured .poliza-name { color: var(--lilac); }
.poliza-title {
  font-family: var(--ff-display);
  font-size: 26px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
.poliza-card.featured .poliza-title { color: var(--white); }
.poliza-price {
  display: flex;
  align-items: baseline;
  gap: 10px;
  margin-bottom: 4px;
  flex-wrap: wrap;
}
.poliza-pct {
  font-family: var(--ff-display);
  font-size: 42px;
  font-weight: 600;
  color: var(--navy);
}
.poliza-card.featured .poliza-pct { color: var(--lilac-light); }
.poliza-pct-mes {
  font-family: var(--ff-display);
  font-size: 22px;
  font-weight: 600;
  color: var(--text-muted);
  line-height: 1.3;
}
.poliza-card.featured .poliza-pct-mes { color: rgba(255,255,255,0.55); }
.poliza-pct-label {
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
}
.poliza-card.featured .poliza-pct-label { color: rgba(255,255,255,0.85); }
.poliza-sub { font-size: 20px; color: var(--text-muted); margin-bottom: 24px; }
.poliza-card.featured .poliza-sub { color: rgba(255,255,255,0.5); }
.poliza-divider { height: 1px; background: var(--border); margin-bottom: 20px; }
.poliza-card.featured .poliza-divider { background: rgba(255,255,255,0.12); }
.poliza-features { list-style: none; display: flex; flex-direction: column; gap: 10px; margin-bottom: 28px; }
.poliza-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 20px;
  color: var(--text-mid);
}
.poliza-card.featured .poliza-features li { color: rgba(255,255,255,0.8); }
.poliza-features li.disabled { color: var(--text-muted); opacity: 0.45; }
.feat-check {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--lilac-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.poliza-card.featured .feat-check { background: rgba(139,123,184,0.25); }
.feat-x {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #F0EEF8;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  opacity: 0.4;
}
.btn-poliza {
  width: 100%;
  padding: 12px;
  border-radius: 50px;
  font-size: 20px;
  font-weight: 500;
  cursor: pointer;
  font-family: var(--ff-body);
  border: 1.5px solid var(--lilac);
  background: transparent;
  color: var(--lilac);
  transition: all 0.2s;
}
.btn-poliza:hover { background: var(--lilac); color: var(--white); }
.poliza-card.featured .btn-poliza {
  background: var(--lilac);
  color: var(--white);
  border-color: var(--lilac);
}
.poliza-card.featured .btn-poliza:hover { background: var(--accent-bright); }

/* COMPRAVENTA */
#compraventa { background: var(--lilac-pale); }
.compraventa-header {
  text-align: center;
  max-width: 900px;
  margin: 0 auto 48px;
}
.compraventa-sub {
  margin: 0 auto;
  text-align: center;
}
.compraventa-card {
  max-width: 1100px;
  margin: 0 auto;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px;
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 40px;
  align-items: start;
  transition: transform 0.2s, box-shadow 0.2s;
}
.compraventa-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(13,27,62,0.1); }
.compraventa-left {
  display: flex;
  flex-direction: column;
}
.compraventa-title {
  font-family: var(--ff-display);
  font-size: 26px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 20px;
}
.compraventa-price {
  display: flex;
  flex-direction: column;
  gap: 2px;
  margin-bottom: 28px;
}
.compraventa-amount {
  font-family: var(--ff-display);
  font-size: 48px;
  font-weight: 700;
  color: var(--lilac);
  line-height: 1.1;
}
.compraventa-cycle {
  font-size: 18px;
  color: var(--text-muted);
}
.compraventa-btn { margin-top: auto; }
.compraventa-right {
  border-left: 1px solid var(--border);
  padding-left: 40px;
}
.compraventa-includes {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--text-muted);
  text-transform: uppercase;
  margin-bottom: 20px;
}
.compraventa-features {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 28px;
}
.compraventa-features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 18px;
  color: var(--text-mid);
  line-height: 1.45;
}
.compraventa-features .feat-check { margin-top: 4px; }

/* COTIZADOR */
.cotizador-wrap {
  max-width: 680px;
  margin: 48px auto 0;
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 36px 40px;
}
#cotizador .section-title,
#cotizador .section-desc,
.cot-field label,
.cot-result-label,
.cot-result-cta { text-align: justify; }
.cot-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; }
.cot-field label {
  display: block;
  font-size: 20px;
  font-weight: 500;
  color: var(--text-mid);
  margin-bottom: 8px;
}
.cot-input, .cot-select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 20px;
  font-family: var(--ff-body);
  color: var(--navy);
  background: var(--cream);
  transition: border-color 0.2s;
  outline: none;
}
.cot-input:focus, .cot-select:focus { border-color: var(--lilac); }
.cot-result {
  background: var(--navy);
  border-radius: var(--radius-sm);
  padding: 24px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.cot-result-label { font-size: 20px; color: rgba(255,255,255,0.55); margin-bottom: 4px; }
.cot-result-num {
  font-family: var(--ff-display);
  font-size: 36px;
  font-weight: 600;
  color: var(--white);
}
.cot-result-cta {
  background: var(--lilac);
  color: var(--white);
  border: none;
  padding: 12px 24px;
  border-radius: 50px;
  font-size: 20px;
  font-weight: 500;
  cursor: pointer;
  font-family: var(--ff-body);
  white-space: nowrap;
  transition: background 0.2s;
}
.cot-result-cta:hover { background: var(--accent-bright); }

/* PROCESO */
.proceso-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 48px;
  position: relative;
}
.proceso-grid::before {
  content: '';
  position: absolute;
  top: 32px;
  left: calc(12.5% + 20px);
  right: calc(12.5% + 20px);
  height: 2px;
  background: linear-gradient(90deg, var(--lilac-pale), var(--lilac), var(--lilac-pale));
}
.paso-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 16px;
}
.paso-num {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-family: var(--ff-display);
  font-size: 22px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
  border: 4px solid var(--cream);
  box-shadow: 0 0 0 2px var(--lilac);
}
.paso-title {
  font-size: 20px;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 8px;
  text-align: justify;
}
#proceso .section-title,
#proceso .section-desc,
.paso-desc { text-align: justify; }
.paso-desc { font-size: 20px; color: var(--text-muted); line-height: 1.5; }

/* BENEFICIOS */
.beneficios-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.beneficios-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 48px;
}
.beneficio-card {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 28px;
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.beneficio-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: rgba(139,123,184,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.beneficio-title {
  font-size: 20px;
  font-weight: 500;
  color: var(--white);
  margin-bottom: 6px;
  text-align: justify;
}
#beneficios .section-title,
#beneficios .section-desc,
.beneficio-desc { text-align: justify; }
.beneficio-desc { font-size: 20px; color: rgba(255,255,255,0.55); line-height: 1.6; }

/* STATS */
.stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
  margin-top: 48px;
  background: var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.stat-item {
  background: var(--white);
  padding: 36px 24px;
  text-align: center;
}
.stat-num {
  font-family: var(--ff-display);
  font-size: 42px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
.stat-label { font-size: 20px; color: var(--text-muted); }

/* FAQ */
.faq-list { margin-top: 48px; display: flex; flex-direction: column; gap: 8px; max-width: 760px; margin-left: auto; margin-right: auto; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
}
.faq-q {
  padding: 18px 20px;
  font-size: 20px;
  font-weight: 500;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  user-select: none;
}
.faq-q:hover { background: var(--lilac-soft); }
.faq-q::after {
  content: '+';
  font-size: 20px;
  color: var(--lilac);
  font-weight: 400;
  transition: transform 0.2s;
  flex-shrink: 0;
  margin-left: 12px;
}
.faq-item.open .faq-q::after { transform: rotate(45deg); }
.faq-a {
  font-size: 20px;
  color: var(--text-mid);
  line-height: 1.7;
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s;
}
.faq-item.open .faq-a { max-height: 200px; padding: 0 20px 18px; }

/* CONTACTO */
.contacto-wrap {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 64px;
  align-items: start;
}
.contacto-info { padding-top: 8px; }
#contacto .section-title,
.contacto-info p,
.contacto-det-item,
.contacto-wa-nums span,
.contacto-wa-nums a,
.form-group label,
.form-demo-note { text-align: justify; }
.contacto-info p { font-size: 20px; color: var(--text-mid); line-height: 1.7; margin-bottom: 28px; }
.contacto-detalle {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.contacto-det-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 20px;
  color: var(--text-mid);
}
.contacto-det-wa {
  align-items: flex-start;
}
.contacto-wa-nums {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.contacto-wa-nums span {
  font-weight: 600;
  color: var(--navy);
}
.contacto-wa-nums a {
  color: var(--purple);
  text-decoration: none;
  font-size: 20px;
}
.contacto-wa-nums a:hover {
  text-decoration: underline;
}
.contacto-det-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--lilac-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contacto-form {
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 36px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: 20px;
  font-weight: 500;
  color: var(--text-mid);
  margin-bottom: 7px;
}
.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 20px;
  font-family: var(--ff-body);
  color: var(--navy);
  background: var(--cream);
  outline: none;
  transition: border-color 0.2s;
}
.form-input:focus, .form-select:focus, .form-textarea:focus { border-color: var(--lilac); }
.form-textarea { resize: vertical; min-height: 90px; }
.form-demo-note {
  font-size: 12px;
  color: var(--text-muted);
  text-align: center;
  margin-top: 10px;
  font-style: italic;
}

/* LEGAL BACKING */
.hr-legal-backing {
  background: var(--cream);
  padding: 32px 5%;
}
.hr-legal-backing p {
  max-width: none;
  margin: 0 auto;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 24px 28px;
  color: var(--text-mid);
  font-size: 20px;
  font-weight: 600;
  letter-spacing: 0.05em;
  line-height: 1.7;
  text-align: justify;
  text-transform: uppercase;
}

/* FOOTER */
.hr-footer {
  background: var(--navy);
  padding: 48px 5% 32px;
  border-top: 1px solid rgba(139,123,184,0.15);
}
.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 40px;
}
.footer-brand p { font-size: 20px; color: rgba(255,255,255,0.45); line-height: 1.7; margin-top: 12px; max-width: 280px; }
.footer-col-title { font-size: 20px; font-weight: 500; color: rgba(255,255,255,0.9); margin-bottom: 14px; letter-spacing: 0.04em; }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-links a { font-size: 20px; color: rgba(255,255,255,0.45); text-decoration: none; transition: color 0.2s; }
.footer-links a:hover { color: var(--lilac-light); }
.footer-social-title {
  font-size: 20px;
  font-weight: 500;
  color: rgba(255,255,255,0.9);
  margin: 28px 0 14px;
  letter-spacing: 0.04em;
}
.footer-social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.footer-social-links a {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(255,255,255,0.06);
  color: rgba(255,255,255,0.62);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  transition: background 0.2s, border-color 0.2s, color 0.2s, transform 0.2s;
}
.footer-social-links a:hover {
  background: var(--lilac);
  border-color: var(--lilac);
  color: var(--white);
  transform: translateY(-2px);
}
.footer-social-links .social-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.footer-social-links i {
  font-size: 18px;
  line-height: 1;
}
.footer-social-links .social-icon-x {
  font-size: 18px;
  font-weight: 700;
  line-height: 1;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.footer-copy { font-size: 20px; color: rgba(255,255,255,0.3); }


/* RESPONSIVE */
@media (max-width: 900px) {
  /* COMPRAVENTA */
  .compraventa-header { margin-bottom: 32px; }
  .compraventa-card {
    grid-template-columns: 1fr;
    padding: 26px 22px;
    gap: 24px;
  }
  .compraventa-title { font-size: 22px; margin-bottom: 14px; }
  .compraventa-amount { font-size: 38px; }
  .compraventa-cycle { font-size: 14px; }
  .compraventa-price { margin-bottom: 22px; }
  .compraventa-right {
    border-left: none;
    border-top: 1px solid var(--border);
    padding-left: 0;
    padding-top: 24px;
  }
  .compraventa-includes { font-size: 12px; margin-bottom: 14px; }
  .compraventa-features {
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .compraventa-features li { font-size: 14px; }

  .hr-nav-links { display: none; }
  .hr-nav-cta { font-size: 14px; padding: 8px 16px; white-space: nowrap; }
  .hr-nav-hamburger { display: flex; }
  .hr-nav-mobile { display: block; }
  .hr-hero { grid-template-columns: minmax(0, 1fr); padding-top: 48px; gap: 0; }
  .hr-hero-text { padding-bottom: 24px; }
  .hr-hero-btns { flex-direction: column; align-items: stretch; }
  .hr-hero-btns .btn-primary,
  .hr-hero-btns .btn-ghost { width: 100%; text-align: center; }
  .hr-hero-ilus { display: none; }
  .hr-hero-logo-wrap { position: static; display: block; width: fit-content; margin: 0 auto; }
  .hr-hero-logo { width: 150px; filter: drop-shadow(0 3px 10px rgba(0,0,0,0.15)); }
  .hr-quees { grid-template-columns: 1fr; }
  .hr-quees-right { justify-content: flex-start; }
  .polizas-grid { grid-template-columns: 1fr; max-width: 480px; margin-left: auto; margin-right: auto; }
  .cot-row { grid-template-columns: 1fr; }
  .proceso-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 32px; }
  .proceso-grid::before { display: none; }
  .beneficios-wrap { grid-template-columns: 1fr; gap: 32px; }
  .beneficios-grid { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: 1fr; }
  .contacto-wrap { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 32px; }
  .cotizador-wrap { padding: 24px 20px; }
  .form-row { grid-template-columns: 1fr; }
}

/* Honeypot antispam del formulario de contacto — invisible para personas. */
.hr-hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* En pantallas angostas el texto de .paso-desc desbordaba las 2 columnas. */
@media (max-width: 560px) {
  .proceso-grid { grid-template-columns: minmax(0, 1fr); }
  .paso-desc { font-size: 16px; }
}